Thursday, 27 August 2015

The Struggle of This Single Mother

Ever wonder how a mother can break up a family and MAKE money? Want to know how to have a nice car, go on lots of holidays and do precisely nothing to earn it????

Mother's income/expenses (since January 2013)

Based on XXXXX not working at all, however, these benefits would not be decreased if XXXXX worked less than 16 hours a week, or was self employed. Also based on the children residing with XXXXX from 6pm on Sunday to 9am on Friday and attending school/nursery full-time.

Income (weekly/nett):

Tax Credits £117.47
Income Support £73.10
Council Tax Support £13.17
Housing Benefit £150.00 (or the full cost of the rent)
Child Benefit £34.40
Child Maintenance  £90.00 (on average since Jan 2013)
Free Food Vouchers £7.20

Total Weekly Income  £485.24
Total Monthly Income £2,080.03
Total Yearly Income £24,960.34

Expenses (weekly):

Housing Costs £0.00
Council Tax £3.50
Utilities (Electric, Gas, Water, Broadband) £80.00
Groceries £80.00 (Eldest child qualifies for free school meals)
Childcare (Youngest child at nursery) £0.00

Total Weekly Expenses £169.50
Total Monthly Expenses £726.43
Total Yearly Expenses £8717.16

Total Weekly Disposable Income £315.74
Total Monthly Disposable Income £1,262.96
Total Yearly Disposable Income £15,155.52

2. My income/expenditure since January 2013

Income (weekly/nett):

Based on working full-time (39.25 hours) every week and caring for the children every weekend (6pm on Friday - 6pm on Sunday). Includes two spells of absence from work totalling 6 months, both spells of absence caused by stress and depression brought about by XXXXX's breaches of court orders, financial difficulties and 19 family court appearances.

Salary £490.00

Total Weekly Income £490.00
Total Monthly Income £2,100.00
Total Yearly Income £27,000.00

Expenses:

Housing Costs £141.25
Council Tax £22.50
Utilities £57.25
Child Maintenance £105.00
Student Loan £30.00
Groceries £65.00
Childcare (cost of parenting children every weekend from June 2013-December 2014 + entertainment + transport + clothing + food) £80.00

Total Weekly Expenses £501.00
Total Monthly Expenses £2,147.14
Total Yearly Expenses £25,765.68

Total Weekly Disposable Income -£11.00
Total Monthly Disposable Income -£47.14
Total Yearly Disposable Income -£565.68


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